20demayo Page 761
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"Okay. Let's talk about the business." Shangwen took the initiative to change the subject at this time.
"You know? The reason why I want to propose financial reform is because I suddenly realized the necessity of your bank." Shang Wen said at this time.Immortal Emperor Wu
"Well. My bank is necessary to exist. You know, I have a lot of depositors on hand. Not only that, our foreign investment is also in the process of mobilizing funds frantically. Moreover, many foreign projects have already started." Ying Yu said.
"We've reached a point where we can't advance or retreat." Ying Yu said at this time.
"En. That's true. If the problem is solved according to Meng Yi's method, on the whole, there will be only one bank in Qin State in the end. This bank is the royal family bank." Shang Wen analyzed at this time.
"Well, that's right. Xiao He told me the same. Now, he is trying his best to buy more gold from the people. Most of the people who have a lot of gold in their hands are slave traders, mercenaries, and various businessmen." Ying Yu Said at this time.
"However, the amount of gold in your bank is very small." Shang Wen then pointed out the most important part of the problem.
"Yes. It's useless for us to ask for gold. All the gold I got from the war has been cashed out. Moreover, there is no connection between the gold and paper money that you made. Xiao He has already reminded me to pay attention to gold reserves, but I listened to you and thought that gold was useless. Basically, I sold them all. Most of the gold in the market was basically done by me." Ying Yu said proudly at this time.For she didn't have any gold on hand.She didn't feel nervous at all.
"Every time you do something, you are too cruel." Shang Wen criticized Ying Yu.
"Hey, you idiot, you are so unreasonable. You said that paper money is not linked to gold." Ying Yu said at this time resolutely.
"Hey." Shangwen smiled helplessly at this time.
"Actually, this is a mistake. My master told me that there is an inevitable connection between these things. But, I still think there is no necessary connection. Now, what my master said is right." Shang Wen took the initiative at this time admitted his mistake.
"What?" Ying Yu shouted loudly at this moment.
"You idiot. I thought you were right in everything you did. It turns out that you make mistakes sometimes." Ying Yu said disdainfully at this time.
"There is no way, I am a human being, not a god." Shang Wen said.
"Okay. Okay." Shang Wen continued.
"The question now is, what should we do?" Shang Wen changed the subject.Unpredictable Phoenix Heart: Concubine Concubine
"I think so." Shang Wen continued.Ying Yu apparently no longer pursued Shang Wen's mistakes.After all, it's not interesting anymore.
"Meng Yi's reform. It won't work." Shang Wen said at this time.
"You can't be jealous of him. He has now been approved by the king." Ying Yu said at this time.
"By the way. My father seems to be very unfriendly to you recently. You have to be careful. At this meeting, my father seems to be targeting you on purpose. What you said is very good. My father nodded. As a result, But he intentionally brought out Meng Yi. What can he do." Ying Yu said at this time.
"I think you are jealous of others." Shang Wen said at this time.
"No. I think you are quite wronged." Ying Yu said at this time.
"Hehe." Shangwen smiled slightly.He felt that Ying Yu's pettiness sometimes made him feel comfortable.Think about it, a woman is so devoted to her man's affairs.It's a concern.A concern from a woman.
"It doesn't matter. Meng Yi's reform made mistakes on several issues." Shang Wen said.
"As you said. Most of Qin's gold is scattered in the hands of many people. Has anyone gathered a large amount of gold?" Shang Wen said at this time.
In fact, the situation in Qin State is indeed like this.Qin's two large-scale foreign wars.Let Qin's wealth gather in an instant.The two large-scale wars refer to Shang Wen's tenure.If you count the time when Shangwen just came to Qin, then there will be three large-scale foreign expansion wars.
The war not only stimulated the huge domestic demand of Qin State.At the same time, it also stimulated the gold demand of Qin State.The Western Regions, and the Eastern Mountains.There have been definite finds of gold there.The decoupling of Qin's banknotes from gold that Qin State implemented at the beginning was actually an intentional and artificial offset of the gold's circulation of Qin's banknotes.If too much is issued.If gold is fundamental, then there will be two different situations in Qin, deflation and inflation.This is not a good thing for the development of Qin.Especially in times of war.At that time, Shiwen was not capable of handling it.I still don't have the ability to handle these things.
that's all.This disconnect between gold and paper money has existed for some time.People's extreme enthusiasm for war has made many people make a lot of war fortune.In particular, the plundered gold urgently needs to be converted into banknotes and become real wealth.At this time, gold futures trading has only entered the stage of history, and it is this time.The listing of gold means that gold has brought in paper money again.The necessary relation of the two re-starts the necessary connection of the two converging into one.This inevitable connection will appear in Qin sooner or later.
It is also true that Qin's gold futures have such a large market.That is.Gold futures play a centralized role.
1179 I don't want to see you
"We must first gather the gold in the hands of the people. In this regard, you have a great advantage. You have the right to trade gold in Qin State. The royal bank does not have as much power as you." Shang Wen analyzed.
"Then, you can unite several other slightly larger banks and form a banking alliance. In this way, you can gather the limited funds in your hands and regroup the equivalent funds to buy gold. Then use these golds to exchange for more currencies." Shang Wen Said to Ying Yu at this time.
"En. What you said is not wrong." Ying Yu nodded in approval.
"This is indeed a good way. What we lack at present is funds." Yingyu said.
"If this is the case, then the financial problem in our hands will be well resolved." Ying Yu answered Shang Wen's question.Ying Yu believes that this can solve the problem of Wenyang Bank.At the same time, it can also establish the leading position of Wenyang Bank.At present, in terms of strength.Wenyang Bank has absolute strength and ranks first.Not only that.Wenyang Bank is far ahead of any other bank in terms of foreign investment.on domestic investment.With the help of Wenyang Bank's huge financial resources, a series of Wenyang factories were established.From steel, cement.to various mechanical equipment.There are Wenyang words in almost all key areas.
"Wenyang." The two words are a symbol of wealth.Ying Yu believes that with her huge financial resources, she is able to exert considerable influence.
"Then, there is the issue of foreign investment. I hope you can stop the idea of withdrawing foreign investment to the mainland. This will only make the situation in the whole world abnormal. This is not very good for us." Shang Wen said at this time.
"It's not just that foreign investment can't be withdrawn, we also need to invest a lot of money in foreign investment to support their business. Only in this way can our business develop and provide effective financial power for the local people continuously." Shang Wen said to Ying Yu said.
"En. Your point makes sense. However, what Xiao He said was a limited withdrawal of funds." Ying Yu emphasized her thoughts at this time.
"No, no, no. It's not that foreign funds can't be seen when they are transferred a little bit. The problem is that after he transfers a little bit, it will cause unnecessary panic. This point. The consequences are very serious." Shang Wen said.
"Oh." Ying Yu was obviously a little unhappy.So she just said "Oh."
"I hope you can take this matter seriously." Shang Wen said.
"That's right. Another thing. There is a huge amount of gold abroad. I hope you can use your means to intercept the gold directly. In this way, you will have more strength to allocate huge denominations of funds." Shang Wen said.
"En. You are right. The Royal Bank is a shortcoming in this regard." Ying Yu said.Go through those funny things
The Royal Bank is first of all a bank, and then it is a bank established by the King of Qin, that is, all members of the royal family became aristocrats.This bank was doomed to be conservative when it was established.Another special identity of his.It is the private property of the royal family.The property emphasizes the royal family.That is.This is a royal enterprise represented by King Qin.rather than individuals.
Personal investment naturally has certain risks.sometimes.They will take a more aggressive approach.They will do a lot of risky business.But the Crown Bank can't, they can't do that.They have to guarantee the bottom line of the royal family's consumption expenses.This bottom line also determines that it cannot greatly do some risky things.
Not only that, but they can't do some risky things.Their first consideration is the safety of royal funds.Safety.Still safe.
It is also because of this that when all the funds are vigorously expanding their business abroad.The royal bank is vigorously absorbing gold that others are selling.Because of this, in Meng Yi's plan.Crown Banks benefit first.This is also an important reason why King Qin vigorously promoted it.Because Shangwen is likely to retain a considerable number of banking companies.And the king of Qin wanted to dominate his family.At least it is a leading bank.A bank that can represent Qin.
Shangwen didn't think so.He believes the bank should keep him flexible.Only in this way can Qin's banks provide Qin with a considerable amount of funds.And the existence of these banks has considerable market flexibility.This market flexibility can greatly activate the market.
If you see a bank becoming the dominant player, then Qin's banking industry is likely to become a monopoly.For monopoly banks are also giants.Shangwen didn't want to see it.Because the banks also gather.The constraints on the market are very large.What Shang Wen asked for was market flexibility.What he wants is not a dead market.So, think about it from that point of view.Shang Wen believes that a certain number of banks should be retained.And giant banks, at least there must be more than one.
But in order to solve the funding problem of Qin State.and the safety of the bankers.This crisis has already revealed various disadvantages of Qin.Qin State did not have a very perfect reserve fund system.Not only that, but there was no central bank organization in Qin State.Shangwen needs such a bank to effectively control any financial problems that arise in Qin State, because he feels that if Qin State wants to continue to rise to a higher level, it must solve bank problems, especially financial problems.
"However, when it comes to this, we should need a safe market environment for foreign investment." Shang Wen said.
"What we need is not only a stable internal environment of Qin State, but also an external investment environment. It will greatly provide a considerable amount of funds for the local people." Shang Wen said at this time.
"En. What you said is not wrong. It seems that you are not stupid sometimes." Yingyu stroked Shangwen's hair and said.
"I'm not stupid. It's just that I have principles." Shangwen said at this time.The Killer Princess Doesn't Know Love
"Well, it's really a bit silly." Ying Yu said at this time.
"Stupid. It's just stupid, why don't you talk about principles." Ying Yu said disdainfully at this time.
Shangwen shook his head helplessly.Shang Wen has already gotten used to this kind of blow from Ying Yu.Usually, Naofumi solves the problem with this indifference.
Shangwen turned his head to the other side.Naofumi protested in this way.