The weapon tycoon who traveled to Daqin

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"I think it has to be done," Shangwen said.

"The current system of Qin State is being perfected. It can be said that an ordinary person can do this well. We rely on our own system, not people." Shang Wen said.

"Absorbing Mohism is of great significance to us. Some of the ideas of Mohism are the same as ours. We must absorb many schools of thought and let them express their political opinions. This is good for Qin, the people, and the world." Shang Wen said.

"Sometimes, taking risks is necessary. Don't worry. There is nothing to worry about. Avoiding is not a problem. We need to face it and face it proactively." Shang Wen said.

"En. Alright." Meng Yi nodded.

"But you have to be careful. You should bring more guards." Meng Yi suggested.

"It's not good to do this. If the Mohists wanted to harm me, they might have killed me long ago. I'm just explaining some ideas. If they can join our Democratic Party, it will be of great benefit to us." Shang Wen said.

"En." Meng Yi nodded, for Shang Wen's decision, Meng Yi knew that nothing could be changed.

Zhao State Handan.The nobles are worrying about their banks.

"Damn it, Li Mu asked us to set up a bank, and we established it. We absorbed money and gave money to those people. What kind of bank is this? It can make money." A young nobleman cursed.The nobles heard that Prince Jia was going to set up a bank, so they set up one after another, because the Qin people helped them take back the coal mines at a very low cost.At present, they are not able to take back their coal mines. They are also actively negotiating with the Qin people, but the Qin people did not agree, but asked the other party to establish an industrial enterprise.Whether it is a trading company or a bank.Under the suggestion of the Qin people, they quickly established the bank, because the Qin people said that the bank is easy to make money.

But as a result, they set up banks and didn't make much money.There are very few people saving money in Zhao State, because every household has no savings to save.In addition, the aristocrats have a vague concept of bank operations, and they think it is unreasonable to pay some of the interest to those people.In their view, this should be charged, not paid to those people.Under this idea, Zhao Guo's noble banks have gradually become usurious. They are willing to lend money to projects that can be recovered, such as gambling debts, and emergency loans.However, the deposits are only for the nobles. This kind of business method will only become more and more narrow, and finally the banking industry of the nobles will enter a dead end.

"This bank says it makes money, and it makes money, but it doesn't make much money." The nobles said one after another.

"Hmph. I really don't know what Li Mu is thinking." The nobles complained.

And in Li Mu's prime minister's mansion.Li Mu was also worried about such a problem.

"The generals have borrowed all the funds in the commercial banks. The banks don't have much money to use now." Zhao Yu reflected this problem to Li Mu.

"Not enough funds?" Li Mu looked at Zhao Yu and asked.

"Yes." Zhao Yu said.

"The generals borrow too much money. We have to borrow. They need to raise soldiers. The consumption of these soldiers is too great." Zhao Yu said.

"En." Li Mu nodded.Raising soldiers is indeed not easy.Besides, it is still like this to raise soldiers.Once there is a war, I am afraid that the consumption will be more serious.And the bank has no money at this time.

"Other banks can borrow money. That's fine too." Li Mu thought for a while and said.

"No way. Prime Minister, other banks, especially those of nobles, are extremely expensive." Li Mu said.

"The interest of the noble's bank is quite high, and it is calculated by compound interest. Although our side can bear it, but the general's consumption in this way will suddenly make a big gap in our funds. The most important thing is that there is no source of funds. Our side I'm very nervous." Zhao Yu said in embarrassment.Not many days after the bank opened, the funds were suddenly reduced.If it wasn't closed early today, I'm afraid it won't be able to open tomorrow.

"Funds. Funds." Li Mu thought for a while and said.

"How is the bank of the people of Qin?" Li Mu asked.

"Qin people's banks require a lot of procedures, and the cycle is relatively long. The generals don't think about it at all. They feel that dealing with Qin people is quite troublesome." Zhao Yu reflected.

"Furthermore, the Qin people may not agree to such a project. There are certain risks in every battle, and success or failure is difficult to determine. Therefore, Qin's banks may not necessarily lend money." Zhao Yu said.

"That's right." Li Mu thought for a while after understanding the situation.

"What else is going on?" Li Mu asked.

"This is the bank of the nobles. The banks of the nobles are simply loan sharks. Their interest rates are very high. Many people are unwilling to borrow, but they have to borrow. Our supply is very small. Very good. Zhao Yu saw the existence of the bank The strong potential. There is still a very broad market, but what is the use of seeing these, there is no way to solve it, and it will be nothing in the end.

"Funds, there is still a lack of funds." Li Mu said.

"Yes, Prime Minister, it's easy to say when you have funds. But without funds, you are nothing." Zhao Yu said.

"Any more questions?" Li Mu silently wrote down these questions.

"No more." Zhao Yu shook his head and said.

"En. You go down first. I'll think about how to solve these problems." Li Mu said to Zhao Yu.Zhao Yu saluted and then withdrew.Li Mu was very troubled by the current problem.

"The State of Zhao still lacks enough funds." Li Mu sighed.

"Prime Minister." At this moment.Li Zuoche came in.

"What is it?" Li Mu stopped thinking and asked.

"Prime Minister, I just heard you talking about the lack of funds in the bank. I think we should look at the bank of the people of Qin." Li Zuoche said.

"The bank of the people of Qin?" Li Mu asked.

"Yes." Li Zuoche said.

"Qin people's banks don't seem to be short of funds, and sometimes the size of the funds is the same as ours, but their funds can be used repeatedly. This really doesn't make sense." Li Zuoche said.

"Very strange." Li Zuoche said.

"Wait, what did you say?" Li Mu asked strangely.Because he felt that the people of Qin must have a certain knack for running the bank.

"That is, in the banks of Qin State, there is a small bank with the same scale of funds as our commercial banks, but it has never been short of funds. I have seen such a situation in Qin State, but I don't understand it. There is also Qin State. The money from the Bank of China. Many people deposit money to the Bank of Qin State, and the Bank of Qin State pays interest, but it’s just an operation in the middle. I still have electricity and can’t figure it out.” Li Zuoche said.

Li Mu looked at Li Zuoche and didn't say anything.

"Prime Minister. Prime Minister." Li Zuoche looked at Li Mu and asked.

"Prime Minister." Li Zuoche called again.

"Li Zuoche." Li Mu thought for a while.Then react.

"Yes." Li Zuoche was startled all of a sudden.

"Go, send a telegram to the Prime Minister of Qin State to inquire about the operation method of Qin State Bank." Li Mu said.

"That's right. Let's go to the Qin State Bank together to see how the Qin State Bank operates." Li Mu continued. m

1790 Bank Secrets

"Here." Mo Li saw Shang Wen coming from a distance.Then waved for Shang Wen to come here.

Shang Wen quickly ran over.

"You came early." Shang Wen said with a smile.

"Mr. Mo asked me to pick you up. Let's go." Mo Li said to Shang Wen.

"Where are you going?" Shang Wen asked.

"Come with me," Mo Li said.

"En. Good." Shang Wen nodded.Then follow Mo Li.But soon, Shang Wen took Mo Li and headed towards Qinling.Because Mo Li still doesn't know how to use the public transportation in Qin State.

The Guanzhong area has been relatively developed.A coach appeared.bus.There are still vehicles such as taxis and horse-drawn carriages, but the number is very small, and such slow-speed horse-drawn carriages are not allowed on some road sections. In addition, horse-drawn carriages are uncontrollable, so horse-drawn carriages have been banned in some areas of Qin Guoguan.But Mo Li didn't understand these at all, so Shang Wen had no choice but to go to the deep mountains of Qinling with her.