The weapon tycoon who traveled to Daqin

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"What's the matter?" Shang Wen asked.

"I'm looking for you." At this moment, Ying Yu suddenly stood up and said.

"I have something important to see you." Ying Yu looked at Shang Wen and said.

"Hmm. Alright." Shang Wen nodded.

"Let's go to the conference room, there are few people there." Shang Wen said.

"Well, let's go." Ying Yu called Shang Wen away after speaking.

"The federal government cut interest rates, why do we still lack enough funds?" Ying Yu asked Shang Wen at this time.

"Hmm. This question." Shang Wen nodded and thought about it.

"Answer me." Ying Yu asked.

"There are not enough banknotes in the market," Shang Wen said.

"The next step, are you going to increase the money supply?" Ying Yu asked.

"Yes." Shangwen nodded.

"What do you plan to do?" Ying Yu continued to ask.

"This is what I plan to do," Shang Wen said.

"Our federal government can buy your shares through the stock market, or in other ways, to participate in you. In this way, you can mortgage a large amount of funds to the federal government. In this way, your funds are sufficient It is." Shang Wen said.

"It's very unfair to us. The federal government expanded your financial resources by issuing banknotes, and then gained value by buying our shares." Ying Yu felt a little unfair

"You can obtain a large amount of funds through mortgages. These funds are enough for you to expand your business. You must know that at present, Yan, Qi, and Chu are all involved, and metal currencies are in a state of austerity. Only paper money This demand can be met, so they all need to join the paper currency system, and the profits you get are sufficient and unprecedented.” Shang Wen said.

"But we need to invest a lot?" Ying Yu said.

"So, we need your bank to do it".Shang Wen said.

"It's too easy for you to do this." Ying Yu said to Shang Wen.

"But this is the best way the federal government can think of at the moment." Shangwen said.

"Qin currently needs a large amount of banknotes. The previous supply of banknotes in Qin could no longer meet the needs of the market. That is to say, the government must do so much due to market demand. This is the demand of the market, not our random increase. This has been ordered by your father." Shang Wen explained.

"I don't know exactly what's going on with this question, but the city's favorite wants a lot of banknotes, that's what it is." Shang Wen said.

"Well. I will consider this issue. All of a sudden, our bank is in a passive position." Ying Yu said.It is true that the bank does not own the currency exercise, so that the exercise of banknotes is in the hands of the federal government, and the federal government has a lot of flexibility to solve these things.For example, the money supply can be increased by means of multiple banknotes, and the extra banknotes can increase the government's financial capacity, and the government has more money.The things you do and the effect you play are great.

Under the liberal policy, banks also develop, but banks are capital concentrators, and the unique attributes of capital determine that banks must control the exercise of banknotes, because controlling the exercise of banknotes can win greater initiative and profits.Yingyu has already realized this point, which is very important to Wenyang Bank and the whole bank.This time, Yingyu felt that Wenyang Bank had failed.

"At the moment we can only live like this. I have an idea that the federal government can set up a federal bank. This federal bank can replace a loose organization such as the Banking Union, and let him decide the right to issue banknotes. This is one that I just thought of. Question." Shang Wen said to Ying Yu.

"What do you want?" Ying Yu asked.

"My idea is very simple." Shang Wen said.

"The federal government cannot come forward to acquire your shares. I think a transitional agency should be established, or an agency that specifically governs all banks, and he decides the allocation of funds." Shang Wen said.Shangwen thought of the Banking Conference and the Banking Union. Qin does not have its own central bank. In fact, it has a banking union. But the Banking Union is a loose alliance of several large banks. They only raise and lower interest rates. to discuss.At the same time, large-scale fund mobilization and distribution are also carried out, which is equivalent to having some kind of central bank function, because the bank's bill of exchange and check business require a centralized bank to handle these things, inter-bank business transactions, these are What often happens is unavoidable.The banking union actually meets such needs.

However, with the development, the banking alliance cannot meet the needs of Qin, especially in the current situation, the major banks are short of funds, and some have realized this need, but the banking alliance cannot increase the supply of money.This is because the federal government controls the money supply, which gives the government a lot of power.

"The establishment of a federal bank will provide you with funds through mortgage loans, and the government has also met the needs of the market to provide a large amount of banknotes." Shang Wen said.

"Yeah. Yes, but I think that doing so violates your principle of freedom." At this time, Ying Yu has decided to snatch the right to exercise the banknotes, because this is too important to the bank.Be extremely cautious this time, especially in order to obtain a large amount of funds in the form of mortgage.This is a big blow to Wenyang Bank.

"I think there is no way to do this," Shang Wen said.

"Qin needs to do this. The city is good, and freedom is indeed very good. However, if you do this, it is easy to cause chaos. We don't want such chaos in Qin." Shang Wen said.

"Well. I will discuss this matter." Yingyu has no interest in what Shang Wen said next. What she is interested in is how to get rid of the control of the federal government in the future, especially in the control of currency volume , the power the federal government has acquired is simply too great.She feels that this right should be freely controlled by banks, so that they can gain greater freedom and greater profits.In the hands of the government, the government's control is really great.

Shangwen was thinking about the Commonwealth Bank.

1944 Field value eavesdropping

The Federal Bank is equivalent to the central bank of Qin. ?The state of Qin now has an institution similar to a central bank, but there is no clear central bank.Shang Wen believes that the Qin State Bank currently has a large amount of banknotes, so there must be such an institution to control the supply of money, and at the same time play a leading role in leading interest rates. Such a bank must have a non-governmental institution.At the same time, it is under the orders of the federal government.

With the increase of Qin Guozhan and the large demand for currency in various countries, Qin has to increase a large amount of banknotes, and the federal government does not want more people to know about the process of increasing banknotes, so it hopes that there will be one who obeys orders. Non-government agencies exist within the federal government.This institution was the prototype of the Commonwealth Bank.

Xinzheng, South Korea.

"The answer from the Bank of Qin has already been given to the lord." Tian Zhi said to the crowd while eating.

"The Bank of Qin State did not agree to our loan, and asked us to set up some kind of company, business and other things before we could borrow with them. I think the people of Qin State are a bit bullying." A 27-year-old man said.Tian Zhi came out this time to negotiate with the Qin people to get a loan.

But Qin Guo's bank's answer made him feel very embarrassed.

"People from the state of Qin say they are cooperating with us in business. In fact, I think they still don't want to lend us a loan. They say it is a commercial bank. In fact, I think they look down on us in Qi." The man said dissatisfied .

"Enough. Drink your bar." At this time, Tian Zhi said with some dissatisfaction.Such dissatisfaction with his subordinates.Tian Zhi felt very annoyed that he came out this time.He didn't complete the task, and he dismissed most of the banks, starting from the most famous Wenyang in the Qin State, to every humble bank, most of the banks refused in this way.He just didn't understand.His lord has a large army and land in his hands, aren't these conditions enough?Why can't they get the loan? Could it be that Qi Guo can't repay it, or is there some other reason.The more Tian Zhi thought about it, the more he felt something was wrong, but he didn't know why.His reasons were not explained.It annoyed him.

"The railway from South Korea's Xinzheng to Wei is being strengthened. It's almost spring. As soon as the railway starts. With this progress, I think it can be repaired directly to Qi." A gorgeously dressed Korean businessman raised his hand. Said excitedly with a glass of wine.He also wears a jade on his right thumb.This shows that he is a wealthy businessman. At present, countries are beginning to shift the focus of taxation. The agricultural tax is gradually being replaced by the commercial tax. Because of paying more taxes, the status of the businessman has risen rapidly.If you are powerful, you may even become a member of the parliament, and your status will rise to a very high level.

Hearing this, Tian Zhi's ears perked up.Because Qi Guo suddenly made his heart beat fast.

"Wei is full of people. It's cheap to recruit workers, and it's the same to build the railway. If you build it according to the schedule, those Wei people will follow the fire. That's called fast." Another businessman next to him said excitedly.With a thin face and slender fingers, it is obvious that the other party is a calculating person, because he hastily filled up the wine after drinking, as if he had missed a drink, and he felt that he was at a disadvantage.Tian Zhi felt that this matter had a lot to do with the state of Qi, so he listened patiently with his ears pricked up. His subordinates also stopped and listened patiently when they saw Tian Zhi like this.

"Indeed, I heard that Qin State is also recruiting workers from Wei State, and there are quite a few recruits. Anyway, I saw a lot of people from Wei State at Xinzheng Railway Station, and they all went to Qin State." Said a black and thin man sitting on the left.Tian Zhi took a special look at the other party. The other party was dressed plainly and looked about in his early thirties.With a slender mustache.

"Brother Zhang. Your opinions are always very accurate. Tell us. What should we do this time? I heard that your factory in Wei State is very good, and the expansion is quite good. Let us learn from it. "A tall and fat man asked, because his back was facing, Tian Zhi couldn't tell what kind of person he was.

"Actually, it's nothing, just follow the Qin people." The man called Brother Zhang said.

"The cooperation between Qin people must be business-to-business, government-to-government, and the federal government of Qin has little control now. It almost doesn't care, so all business cooperation is basically carried out by itself, as long as it is filed at that time. Business I have never cooperated with the government too much." Brother Zhang said.

Hearing this, Tian Zhi's heart tightened.Only now did he know why almost all the banks in Qin State rejected it.And from time to time, I remind myself of what kind of business organization I want to establish. It turns out that the loan is actually a cooperative relationship. If this relationship is to be maintained, both parties must be equal.On the other hand, Qi State is actually a cooperation between the government and business. In the traditional concept, they belong to the weak side, and it is very difficult to cooperate.

"So that's how it is." Hearing such an explanation, Tian Zhi was relieved all of a sudden.And the people present were also relieved.They didn't expect such a result, which was really unbelievable to them.

"The railway is being built in the country of Qin. Look, I think that in the future, the business of the railway will be easy to do first, and then trade. Because of something, because of the development of logistics. That is, where the traffic can reach, there will naturally be business. It can be done." Brother Zhang analyzed.

"The people of Qin State are opening up the Western Regions, and we in South Korea are not idle. Why can't the products produced by our factories be sold? In fact, there are fewer places to buy them. Recently, I got a batch of silk from Qi State in the market. The price That's the number." Brother Zhang said and gestured.But Tian Zhi should have a back-to-back relationship, so he couldn't see the gestures clearly, but he felt that something like silk must be a cheap number from the mouth of a shrewd businessman like Brother Zhang, otherwise the other party would not show it off .Businessmen are like this, they like to sell things high.At the same time, they are willing to show off what they bought at a low price, which is also a manifestation of the ability among peers.

"My God, that's the only amount." Everyone else said.

"Hehe. And the quality is very good, some of them are top-quality silk." Brother Zhang said with a smile.

"Oh my god. If this is sold, I don't know how much it will make. This is a business." Others praised.

"Hehe. I'm overwhelmed." Brother Zhang said.