20demayo Page 1829
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"Yes. State banks. Three state banks." Ying Yu replied.To be honest, Ying Yu felt that this speed was too fast.It is no surprise to come here today to hold a hearing.Ying Yu originally thought that as long as it took more than a year to establish it, it would be enough.But what she didn't expect was that less than half a month had passed, and the applications from the three state banks were sent to her desk at once.This is really beyond Ying Yu's own imagination.
"So, may I ask, Madam Chairman, can you explain why the State Bank was established?" the member wearing glasses then asked.
"Of course." Ying Yu said.
"Because each state needs a state bank, just like Qin State also has Xianyang Bank. We don't have a bank called Qin State Bank in Qin State yet, but the federal states can, because they need it. A lot of funds are needed to build the railway. , they need a lot of capital, so we set up in this regard. They mortgaged the shares of the railway company to the bank, we Wenyang Bank, and several local town banks jointly established the State Bank, of course. Among them is the Royal Bank." Ying Yu continued.
"Oh." Hearing this, the hearing people were taken aback, they did not expect that the Royal Bank would also be involved.King Qin's attitude did exceed Ying Yu's initial estimate. She thought it was impossible for her father to get involved, but she was obviously wrong.The Crown Bank isn't just getting involved.Moreover, it also cooperates with Wenyang Bank on a large scale. Two of the three state banks have the capital of the Royal Bank. They occupy about 20.00% of the shares, and Wenyang Bank's shares only occupy 30.00%.The other half are occupied by local town banks, state governments, private wealth management, and other companies and trade associations.But the combination of Wenyang Bank and Royal Bank has actually controlled the State Bank.
"The registered capital of the three state banks is more than 2000 million gold. This is a very large number. According to the number of mortgaged shares, the three state banks all exceed 3000 million gold. The scale of the funds is very large." The committee member Speaking of which.
"The reason is that the railway company has a great demand. They need to buy rails, locomotives, and various building materials. Moreover, the railway to be built is two-way, and the project volume has doubled at once. Just paying the wages of the workers will cost more than a few dollars." Millions of dollars, but the railway project is of great significance. And the state government also very much agrees that they need to build their own federal state, so the scale of funding must be even larger. There will be more in the future." Ying Yu explained.
"Yes. I understand." The committee member nodded.Then he put down his glasses and didn't ask any more questions. To him, such a thing was nothing at all. Qin State was indeed developing rapidly, and the early construction projects required too much money.Qin is short of funds everywhere.
"In order to explain the needs of the State Bank, I specially invited Chen Fei, the chairman of the White Horse Railway Company in Wangzhou." Ying Yu said.
With that said, Chen Fei stood up and saluted all the committee members.
"Mr. Chen, can you explain the situation of your railway company?" A middle-aged member first asked.
"Our Baima Railway Company is responsible for the construction of the entire Wangzhou Railway. The length of the railway exceeds more than 3000 miles, and engineers work in both directions. It requires a lot of funds. Our initial registration fee was less than 80 gold, but it was not enough. Later We have contacted many business partners, but the scale is only maintained at about 130 million gold, we need too much money. The cost of this railway is more than 1000 million gold. There are subsequent maintenance costs, etc. In short, this is a We can't get a lot of money." Chen Fei said.
"You can borrow from the bank." The middle-aged member suggested.
"We also think the same way, but mortgages and loans can only solve 50 gold, because our town bank is small, although we have recruited banks to enter it, but the gap is huge, there is still a gap of more than 700 million gold. Without these funds, we did not seal these things. The scale is too big." Chen Fei said.
"We don't have such a big bank in Wangzhou, and there really isn't a bank that lends millions of gold all at once. Even Wenyang Bank can't come up with such a large amount of money. I think this matter may be ruined. It's over. All my hard work is in it," Chen Fei said.
"Now, with the state bank, most of my funds can be settled here, and the funds can be solved continuously and effectively, not only these. The state bank has a relationship with the local town bank, and they can solve the funding problem locally , I can be very convenient, so I support the establishment of the State Bank. This is very useful to me." Chen Fei said.
"If necessary, many of my friends also need to borrow funds. The scale of grounding is very large. If there is no such large-scale funds, I don't think I will do this at all." Chen Fei said .
"Well, okay." The middle-aged committee member nodded.Regarding the expansion of Wenyang Bank, the committee members have different ideas. They think that Wenyang Bank's expansion is too fast.They didn't know why the other party expanded so quickly. They wanted to explore such secrets through this hearing, but Yingyu avoided this very cleverly. She took advantage of the establishment of the State Bank, such as , The railway that Qin State is rapidly building can obtain sufficient funds through mortgage loans, and the state government can also solve funding problems and so on.
Wenyang Bank has controlled the banking systems of three states through large-scale mergers and reorganizations. With the banking systems of these three states, Wenyang Bank will take the lead in the next step of expansion, although other banks would like to Intervention, but helpless, Wenyang Bank preemptively.Other banks have fallen behind and there is no way to do this.
"Okay. This kind of hearing can be over. The establishment of the State Bank is very important to the Qin State, and there are great ways for the Qin State to develop the Western Regions and build railways. We need so many railways too much. ’ said one member.He was selected by Wenyang Bank. To show fairness, he also sat in it, but he did not ask questions to show fairness. Seeing that Wenyang Bank had gained the upper hand, he came out to ease the atmosphere and let the matter pass.
The other committee members had to do the same when they heard such voices.After all, the opponent's strength is very strong.
Although many banks are dissatisfied with Wenyang Bank's expansion, there is no way. Wenyang Bank's strength lies here, and they can't do anything about it.They also want to expand, but since Wenyang has already done it, they have lost the initiative and can only find a way on the next project.
"The next project is the establishment of the Western Regions United Trading Company. It will be funded by our Federal Reserve Board, and the federal government will have funds injected into it." A member whispered to another member.
"We must fight for this matter." Another member said.Immediately, the meeting began to discuss this matter intensely.
Xinzheng, South Korea.
"In the future, our ships going to sea must purchase insurance. Ships without insurance are too threatening. The mandatory purchase of Qin State insurance must be clearly stipulated in the Korean Maritime Navigation Act." Han Shu stood up and said.
"Your Majesty, we also agree to buy insurance, but the cost is too expensive. Why do we spend such money. The money insured, insured ten times, is enough to buy a brand new ship. It's not worth it to do so. ’” the Minister of Economy calculated.
"Besides, after buying the insurance, if something goes wrong, will the Qin people's insurance company really pay?" The Minister of Finance then stood up and said.
"I don't think so, the mandatory purchase of insurance is a bit too much." The Minister of Finance said with his head down.
"I think you are a little too short-sighted." Han Shu said dissatisfied.
"This." The Minister of Finance wanted to explain.But seeing Han Shu was a little angry.I dare not say any more.
"Your Majesty, it's mandatory. Shall we give it a try? If the ship does not pay the claim, then our situation will not be good." Zhang Liang also said worriedly at this time.What he worried about was that South Korea provided such a sum of money, and as a result, the ship was damaged.He didn't come back, but the Qin people refused to pay compensation on the grounds of such conditions. In that case, the loss would increase a lot at once.
When Han Shu heard this, she also felt that something was wrong. If it was true what they said, wouldn't it be that she would get nothing in the end?This is a big enough loss for South Korea.Originally, going to sea costs a lot of money, and many things need to be prepared. If there is a storm or something, the unexpected loss will be huge. Insurance is the only guarantee that can protect the sea, but if this is the case, isn’t it Is it too much?
"This." Han Shu hesitated.
"If we make it mandatory, it may cause dissatisfaction. If we are voluntary, we can make some pilots. One of our ships buys insurance, and the other does not buy insurance. In the end, something happened, of course. I am not We hope that something will happen, let's see what the consequences are, and at the same time, we also need to know whether Qin's insurance will improve." Zhang Liang suggested.For possible situations, Zhang Liang is always able to prevent them.After all, no one has used such things as insurance before, and no one knows the effect.
"Hmm." Han Shu thought for a while and nodded.She felt that what Zhang Liang said was right. If it was enforced blindly, it might bring about the opposite consequences. If you come up with a countermeasure and then promote it, the effect may be better.
"Well⊥do as you said. If we do this, it will be very good for us." Han Shu thought for a while and decided.
"Let's try to use the trading ship of Guohu. Let's see how it works. If it works, we will vigorously publicize it." Han Shu said to everyone.Hearing this, the Minister of Economy and the Minister of Finance breathed a sigh of relief, and they saved a lot of expenses.
1970 Sale of land
The development of the insurance industry is inseparable from the navigation industry. Without the insurance industry, maritime navigation, especially maritime trade, is difficult to guarantee. Navigation is very risky. The cargo on the ship is often the merchant’s entire fortune. Accidents, the light ones are all losses, and the serious ones are the loss of their lives. Under such circumstances, often no one can come back completely.Because the loss of goods means the death of the merchant.
Therefore, if South Korea's navigation industry, especially maritime trade, wants to develop, it must have the support of the insurance industry. With insurance, at least the merchants can recover certain losses, so that the merchants can recover again in a short period of time. Come over, this is very important for developing trade and preventing accidents.This is an important guarantee for businessmen.
The temporary residence of the northern government of Wei State.
"Auctioning the land again?" A businessman from the State of Wei asked a man wearing a beautiful silk dress as he got off the four-wheeled carriage produced by the State of Qin.
"Yes. ◎Tiantie's announcement, will it start selling today?" At this time, a Wei countryman who looked like a small vendor said to the Wei country businessman.
"Oh. Which piece of land are you selling this time?" At this time, the businessman from the state of Wei asked politely.
"It seems to be the piece of land in front of the train station. That piece of land is very good, but the price, the price, I can't afford it. The starting price of Qin's banknotes is [-] gold, and I can just buy a piece of land for a shop. Others Yes." Saying this, the peddler saluted and left.The businessman nodded and said nothing.
In order to solve the problem of financial funds and the needs of Wei Guokai.Zhang Er thought of a good way to sell the land. The land is not a simple plantation field, but a commercial land.Zhang Er aimed at the needs of the Korean-Wei Railway to stop at the temporary government resident, and auctioned off all the land around the railway station, so that he could get a lot of funds and stimulate economic development at the same time.
The convenience brought by the railway is very great, a large amount of logistics, and the passenger flow is quite large, so that if a large number of commercial districts can be built around the railway and the railway station, the development problem of Wei State can be quickly solved.
"The state of Chu in the south, the state of Qin in the west, the state of Zhao in the north, and the state of Qi in the east all pass through our state of Wei. Our state of Wei is in an unfavorable situation in terms of strategic position, but this kind of The unfavorable situation is of great benefit to business, and now in order to solve such a financial problem, we only have to develop business, and the people of Qin also hope to develop business peacefully, which is the best need." Zhang Er said to his cabinet members arrive.
Wei Guo is indeed in a bad position in the strategic situation. There is no dangerous terrain to defend, the terrain is flat, and it is the intersection of various countries. This is a very unfavorable situation for Wei Guo. In the national competition, this is unfavorable. Yes, but in the commercial environment, it is a very favorable position. Coupled with the confluence of railway materials, Wei Guo can easily develop a prosperous trade.
It is also because of such a favorable situation that Zhang Er thought of the method he had used before, auctioning the land, but this time the auction is for commercial use and is used for development, so the price is much more expensive than the railway, you know , The aggregated logistics is quite large.
"The current auction is from the No. 20 store on the Che Street of the Railway Station to the No. [-] store. The starting price is [-] gold. If you don't buy the whole price, you can buy it in pieces." The auctioneer on the stage introduced loudly.
Hearing this, a large number of businessmen began to wave their arms, with a lot of money in their hands.The price auction was extremely intense.
"What is this for?" At this moment, a man's head stuck out from an old-fashioned carriage and asked a fully armed man.
"Oh. It seems that the Wei people are auctioning the land." The armed man looked at it at this time and replied.
"Auction land?" asked the man with his head sticking out.
"Yes. It seems that they want to develop business and gather a lot of money. Then develop business." The armed man said.
"Hmm. Good idea." The man with his head stuck out nodded.
This man is a special envoy sent by Qi State. He is going to South Korea. Qin State seeks enough financial support to build Qi State's own railway.Qi State needs a lot of money.But Qi State did not, and Lou Jing was ordered to come out to seek funds.
along the way.Lou Jing has been thinking about the question, what kind of things can be used to attract Qin and South Korea to give money.Now he knows some answers.