20demayo Page 1896
Page 1896
"The bank's requirements are not too much. We can establish a large number of banks in Zhao State, and the bank has obviously become a system. I think we should also be able to establish a related banking system in Wei State or South Korea. If necessary , can also be extended to Qi, just like what we did in Zhao." The bank minister said to Meng Yi.
"Well. The prime minister also means the same. I agree with the Federal Reserve Board's approach." Meng Yi said.
"However, the prime minister believes that these countries still lack some things, such as laws and regulations, and preferential policies, etc. Qin needs a legal document to solve this matter. The alliance relationship is not as good as a document." Meng Yi said arrive.
"Well ≥ As far as I know, some banks have already started negotiations on related aspects." Meng Yi said.
"That's right," said the Bank Minister.
"If you do this, you can save a lot of time. For example, Qi State has given a lot of preferential treatment. As long as the people of Qin State invest or borrow money, they will give tax exemption and other support. Such support The intensity has never been before, and many Koreans are also carrying out related operations." The Bank Minister said.
"Well. Wait and see. The matter of capital is not that simple." Meng Yi said.
Meng Yi believes that unilateral actions may have negative effects, especially capital, without legal support, or without the strong protection of the government, it is easy to suffer heavy losses.
Chang'an District, the commercial center of Qin State, where a large number of corporate offices are gathered.On the top floor of a tall building, ☆You was thinking about a problem.
"According to our current production situation, our production is very good, and we don't have to worry about our production scale. However, there is one problem that we must pay attention to, that is, the market, as the Qin army stops expanding, and foreign business With the expansion of trade, some markets have become saturated. We can see it from the sales price of a musket." The sales director of Li's Arsenal reported with a report.
"I know this, you don't need to give an example." Li You said to the sales director.
"I want to know, will we still be able to export muskets in the future?" Li You asked.
"Yes. It can be maintained for half a year. But the profit margin will gradually decrease. In the end, we may become profitless and become a burden." The sales director said.
"Why?" Li You asked.
"The market is saturated. The current world is very peaceful. There are many people buying weapons, but they will not buy such backward weapons. To be honest, Chairman, the weapons we produce are already seriously backward. We can only export to Those places that haven’t seen muskets yet, but there are very few such places. If it wasn’t for Qin’s opening of the Western Regions market, I’m afraid our production line for muskets would stop,” said the sales director.
"I know this. The Western Regions are currently our largest market, and they can provide sufficient funds. I heard that our fire tongs can be exchanged for some gems. I don't know if this is true, but I think there is still a lot of money in it." profit." Li You said.
"However, Chairman, we need to know clearly that in the future, we will no longer have such a market. The competitiveness of our products is gradually declining. It may be difficult for him to maintain our development for a period of time in the future. We My suggestion is, we want it." The sales director said it with some embarrassment.
"What do you need?" Li You asked.
"Need. We need new products. New competitiveness. We can no longer use such simple weapons to maintain the current situation. Otherwise, the competitiveness of our products in Li's Armory will be very low." The sales director said.
"What can we produce?" Li You thinks that the sales director is right. If his products are not competitive, then his arsenal will be in a very bad situation in the future.
"Mine," said the sales director.
"There are also grenades. In short, we need a weapon with high explosive power." The sales director said.
"Why these things?" Li You asked at this time.
"Among our production projects, there are orders from the military. If the military stops expanding, the number of these orders will decrease a lot. At present, we have opened two production lines. If the military does not need them, our production lines It will be closed, and then we will lose a lot, because the invested equipment needs cost. There is also depreciation." Said the sales director.
"Moreover, explosive weapons have good defensive properties, are easy to operate, and have great power. Such weapons will bring great visual impact to people. Such weapons are easy to sell. After the order, it will be sold to other regions on a large scale, and such weapons are also needed by other countries, they are all imported from Qin, and we can sell them to them, this is a new market." The sales director said with a smile .He learned that the Ministry of National Defense ordered a large number of landmines in Li's Arsenal and Wenyang Arsenal respectively, and these mines were enough for the two arsenals to produce for a long time.If the military stops the demand for so many landmines one day in the future, there will be a large number of mines in the inventory. Why not sell these mines to other countries, or these countries need them all, the sales director thought, so he thought up.The arsenal no longer produces large-scale one-sided guns, but instead expands the production of another powerful weapon, landmines.
"No, without the approval from the Prime Minister's Office and the Ministry of National Defense, we can't ship these things at all. If we produce them privately, we will be severely punished by the Ministry of Defense. I don't think they will give such an approval." Li You refused to speak.
"Chairman, I think we should give it a try. If we don't try, we don't know this at all. Otherwise, our future situation will be very bad. We need to improve our future situation, mines, we must Export, this kind of weapon has great power, and all countries need it, this is a new market." The sales director continued to persuade.
"Okay." Li Yu nodded and agreed. He also felt that such a market tide was huge, and it would be too wasteful to give up without giving it a try.So he decided to give it a try, to try it out.
"I'll give it a try. After all, this is a new market." Li You said.
2075 Bank New Business
"We are in the banking business, so we must be more cautious and bolder." Meng Fei said.He is the executive director of a bank in the state of Qin.This time the superior sent him to South Korea for a new order to solve the problem of setting up a bank in Qi.At the same time, let him consider the possibility of setting up a bank in Wei State, because the directors above have always believed that the situation in Wei State is too chaotic.On the contrary, Qi State is stable.
"Well. Our country of Qi also needs a skilled bank like yours to carry out economic activities. Our country of Qi has more opportunities." Lou Jing said.
"Well. Of course we understand this, and this is also the main purpose of sending me here." Meng Fei said.
"We in Qi State need a lot of banks and a lot of funds. On the one hand, there are a lot of railway projects that need to be built. On the other hand, our agriculture also needs to be restored." Lou Jing introduced.
"This." Meng Feiye.
"What's wrong?" Lou Jing asked at this time.
"I would like to know how you mortgage the loan. You must know that you can only get sufficient funds if you mortgage our real estate, real estate, or other things. Otherwise, our bank will not be able to lend you a large amount of funds." Meng Fei said.
"This." At this moment, Lou Jing was in a dilemma.Because he knows the situation of Qi State, in order to restore Qi State's dependents, Qi State has divided a large amount of land, and it is obviously inappropriate to mortgage a large amount of land.
"What's wrong?" Meng Fei asked.
"Land, it's impossible. The land in Qi State is separated, one void, one void, and there is no large-scale land concentration at all. Mortgage loans are difficult." Lou Jing said.
"That's it." Meng Fei was in a dilemma at this time.He thought that Qi's problem was very simple. As long as a large amount of land was mortgaged and the price of the land was lowered, the bank could make a lot of money.But what he didn't expect was that the actual situation in Qi country turned out to be that the land was all falsely divided.Mortgage funding is very spread out.
"This is very unfavorable to the development of the project and the concentration of funds, which makes us very embarrassed." Meng Fei said worriedly.He felt that this was a problem.This problem made it inconvenient for him to make a move.
"Well, we can think of a seal to solve this problem." Lou Jing continued.
"Well, I think it's fine." Meng Fei planned to leave here, but he felt that it would be difficult to convince himself to go back like this. After all, he just came and had to go back. He was really sorry for himself.
"In addition to land, our country of Qi also has some minerals, and these minerals are also acceptable, such as gold mines." Lou Jing continued.
"Gold mine. I'm afraid it won't be much mortgaged." Meng Fei said so when he heard it.
"You know, prospecting is very risky, and if there are few minerals, it will be very bad for us." Meng Fei said.
"I think the railway project is better. You can mortgage the shares of the railway project. In this case, you will have the land, minerals, and shares." Meng Fei thought of the railway at this time.
"Of course. The more the shares of the railway are mortgaged, the more funds there will be. The railway project is absolutely profitable, and the future operation prospects are very promising." Meng Fei continued.He knew that the railway project required a lot of funds, but the railway project was also a very profitable project. For this, Meng Fei wanted the other party to agree to pledge their shares to achieve their business expansion.
"No." Lou Jing said at this time.
"The funds for the railway project already have a local source. Moreover, Qi State achieves the purpose of building the railway by mortgaging shares and joint ventures. It is no longer possible to mortgage the shares to you." Lou Jing said at this time.
"The object of our cooperation is United Commercial Bank, Qin Guo Wenyang Bank, Royal Family Bank and Korean Royal Family Bank." Lou Jing said.
"For such a large project, Qi State still needs bigger banks to do it, and we plan to put more banks in the commercial field, or we plan to put more banks in the transportation industry. If we do this, Qi State On the contrary, it is beneficial. However, we Qi people do not have so much collateral in our hands." Lou Jing said worriedly.
"Commercial field, transportation industry." Meng Fei said.
"Yes, our state of Qi plans to increase support for business, reduce taxes for business, and vigorously develop business. Korean merchant ships will berth in our coastal area. In this way, their goods will be unloaded from the coastal area and then pass through our To ship to various countries, if there is a railway, we only need to develop short-distance transportation. The hoarding of goods can solve the problem to a large extent.” Lou Jing continued.
"Oh. If you develop this way, you will need a lot of funds, but the scale of funds is relatively small." Meng Fei said.
"That's what it means. I've seen the size of Qin's banking system. There are large and medium-sized banks in Qin. In this way, banks of various sizes correspond to the size of a bank's funds. This is too much for us in Qi. Such bank funds are supported. Therefore, we hope that more banks like your Qin State will come here in Qi State to solve our financial problem." Lou Jing continued.
"Mr. Lou." Meng Fei said at this moment.
"If I go to Qi country for inspection, will the Qi Congress welcome me?" Meng Fei asked at this time.
"Welcome, of course you are welcome. What we need is capitalists like you from Qin. With such capital, we can develop a lot of things. You can go to any place in Qi to see. If necessary, the military camp They can all be opened up." Lou Jing said enthusiastically.