The weapon tycoon who traveled to Daqin

Page 1902

2084 Central Bank of South Korea

"Prime Minister, what I think is that the State of Qin has the Federal Reserve Board, which is equivalent to their bank. The largest bank is the central bank proposed by the people of Qin in finance." Looking for Zhang Liang, Zhang Liang is going to Han Shu to give some reports about Qin.The war is getting closer.This made him even busier.

"If we in Korea want to develop and strengthen Korea's banking industry, then developing Korea's own central bank is the key." The finance minister said.

"That is to say, no matter how many commercial banks we develop in South Korea and how big the commercial banks are, the central bank is the key. If South Korea does not have a central bank, the development of South Korea's banking industry will be in vain." The Minister of Finance said.

"Why do you say that?" Zhang Liang didn't understand. He didn't have a lot of research on finance, and his knowledge of finance was limited to the relationship between loans and loans in banks.

"The capital of banks comes from their savings, but it is difficult to obtain sufficient capital when the interest rate of banks is extremely low, and the capital of loans is far more than the capital they absorb. In this way, it is difficult to supply sufficient money. If once If it exceeds their bearing capacity, the crisis of the bank will be very big. If the bank goes bankrupt, it will be the biggest crisis for us." The Minister of Finance said.

"With the central bank, such a crisis can be avoided. Qin's federal bank reserve committee is actually the central bank of Qin, and the word "reserve" shows the function of the central bank." The Minister of Finance continued. arrive.

"En." Zhang Liang nodded.

"That's right." Zhang Liang said.

"Now that Qin Guo Bank is developing rapidly, the biggest reason may be caused by the Federal Reserve Board. Now, we have to do it too." Zhang Liang said.

"Let's go, my Minister of Finance, go to meet the king and explain these things. In this way, our Korean banking industry can quickly develop." Zhang Liang said excitedly.

Zhang Liang once proposed a plan to develop South Korea's own commercial bank, but the implementation of this plan was very difficult. The reason is very simple, that is, the lack of enough commercial funds. Without commercial funds, it will cause great difficulties.Some folks want to be commercial banks, but where does the capital of commercial banks come from?They don't know at all that just like this, it is very difficult to complete the financing of the first step of the loan.

At this time, the method of the central bank was proposed. With the central bank, the commercial bank will have the first fund, and the commercial bank can mortgage the valuable things in its hands.For example, land, shares, and various securities and so on.With these things, the commercial bank will have the first start-up capital, which is very important for the bank.

Zhang Liang had been thinking hard about how to develop South Korea's commercial banks before, and now it seems that he has finally found a way.

Han Shu picked up a cup of tea, swallowed it, and then swallowed it. She listened carefully to the explanation of the Minister of Finance, and had a preliminary understanding of the concept of the central bank.

Han Shu began to carefully recall all the concepts related to the bank.Ideas, and the practices of the people of Qin, etc.According to what the Minister of Finance said, there is indeed an institution like the Central Bank in Qin State, but the Central Bank has an institution similar to that organized by commercial organizations in Qin State. Among them, the Qin State Government is one of the participating institutions, but not Most importantly, many of his policies need to be discussed with the Qin State Commercial Bank.

Therefore, the Federal Bank Reserve Committee of Qin State is a committee member, but it is easier to gather commercial banks together. There are many large banks in Qin State, and their strength is very strong. This is why Qin State dared to start a lot of work at once. The reason for large-scale projects is not good in South Korea. There are no large banks in South Korea. Expansion is difficult to achieve.This is the current predicament of the Bank of Korea.

There are very few commercial banks.There are almost no large banks.Shilin is very weak.Such a series of blows has made Korean commercial banks in trouble.

"Can these things be solved with the central bank?" Han Shu asked after thinking about it.

"Yes, Your Majesty," said the Minister of Finance.

"Many of our businessmen want to establish their own commercial banks, but the problem of capital is unresolved. The main reason is that there is no circulating capital in their hands. What they have is a large amount of assets, and these assets are in fixed forms. The most important thing is circulation. The currency cannot be circulated, and it is naturally difficult for the bank to do a good job." The Minister of Finance said.

"What the widow thinks is that setting up a bank can also solve this problem." Han Shu put forward her own idea.

"No. Your Majesty, the establishment of a bank is still a commercial bank, and the nature of the establishment of a hundred banks in South Korea is the same, because they are all profitable." The Minister of Finance said.

"The central bank is also profitable, but the most important thing is its functionality. In other words, the central bank is similar to the heart of all commercial banks. With the energy provided by the heart, the blood of commercial banks will flow. Commercial Banks are aimed at commercial organizations and all aspects, while the central bank is only aimed at one of them, that is, commercial banks. Commercial banks have financial difficulties, and the central bank can solve them by issuing banknotes." The last sentence of the Minister of Finance suddenly It hit Han Shuyin's vague inspiration.

"What?" Han Shu asked.

"The central bank is targeting commercial banks," said the finance minister.

"No, it's not this sentence, it's your last sentence." Han Shu asked hastily.

"The central bank can solve the problem by issuing banknotes, is that right? Your Majesty." Zhang Liang said from the side.

"That's right." Han Shu became excited when she heard this. South Korea also has its own banknotes, but banknotes are provided to commercial banks to supplement banknotes, or through trade and financial expenditures. To provide banknotes, this method is very obvious, commercial organizations are very sensitive to this, which is why the Korean won fell too fast, if this continues, Korean banknotes will become waste paper, this The problem is as worrying as the bank problem.But a word from the Minister of Finance reminded Han Shu.

2085Established a stock trading center

"Okay, my widow agrees. Let's set up South Korea's own central bank." Han Shu immediately agreed.In fact, Han Shu was not moved by the various advantages of the establishment of the central bank explained by the Minister of Finance. In fact, what moved Han Shu was that banknotes could be issued.

And Zhang Liang also noticed this.Han Suk has always been troubled by the problem of banknotes in Korea, because once there are too many banknotes, the value of banknotes will depreciate. Inflation will cause great difficulties in life for all Koreans, and it is difficult to stop such difficulties. of.

But now, South Korea has a new method. After the central bank is established, it can be provided to commercial banks by injecting capital into the central bank. After commercial banks have a large amount of intensive funds in their hands, they can engage in more commercial activities. Fund lending business, and commercial organizations can quickly develop with a large amount of funds.

The method of capital injection in South Korea was very obvious before, and the funds were very scattered.The decentralized method of capital injection has slowed South Korea's commercial and trade development, and many important capital-intensive projects cannot be launched, and can only be completed with the financial support of the people of Qin.And now, if we do this, we can solve South Korea's financial problems. This is indeed a great way to help South Korea. No matter what the purpose is, South Korea has finally established its own central bank. With the support of banks, South Korea's commercial banks will enter another new stage.

"Your Majesty, it's not just a simple matter of setting up a central bank. I believe that some legal provisions should also be promulgated. These are other policies. Taxation supports the development of Korean commercial banks. After all, the current strength of Korean commercial banks They are still very weak. It takes a long time to accumulate, and we need to encourage them to do so." Zhang Liang suggested.

"Yes." Han Shu nodded.

"That's right, it must be done, otherwise, commercial banks won't be able to see the widow's mood ⊥ and encourage them to do so," Han Shu said.

Just when South Korea was planning to establish the Central Bank of Korea, Zhao Guo was also actively exploring his own financial path.

Handan, the conference room of Li Mu's Prime Minister's Mansion.Some hotel representatives in the House of Commons sat down with cabinet ministers to drink tea and discuss stock trading.

"Many hotels now have this kind of business. They can come here to drink tea or read newspapers. We will never stop them, and they are all nobles and rich people." Lou, the owner of Danke Hotel in Zhao Guohan Widely said.

"They are in one part of our hall. Those who have stocks in their hands take out the stocks for trading, and those who need stocks, especially those who are rich, will look for such stocks according to their needs." Lou Widely said.

"Usually, what we do is to register a large number of stocks, write them on a blackboard, and mark the prices. In this way, people who sell and buy stocks can find them by themselves, and some people who sell stocks think that If the price is not suitable, you can cancel your order before you find a buyer, and those who buy stocks can also do the same, and we will be responsible for recording and taking some commission from it. Now all major hotels have this kind of business. Because the environment there is good, and tea is provided for free. The more commission we earn from it, the richer it will be.” Lou Guang said with a smile.What he is introducing is Zhao Guo's own stock trading.

Because of the demand for buying and selling stocks.A lot of hotels earn pretty good commissions.sometimes.Some banks rely exclusively on these stocks to make money.

"This is a kind of speculation. If this happens, it will lead to a bigger crisis," the Minister of Finance said worriedly. The Minister of Finance was worried about the gold speculation before. He believed that if this continues, Zhao Guo will have another Such things happen, and such things have a great impact on Zhao's economic stability.

"It doesn't have to be speculation. Qin also has such a stock trading center, and they have a special exchange, and the people of Qin want us to expand and grow. Qin's stock trading center also has such speculation. Haven't you heard of it? There is a young man named Li Wen in Qin who made a lot of money, and there is such a speculative role model. Many Qin people participated in it, of course. There are gains and losses, but these things are all for the enterprise It is very beneficial, and these companies can pay more taxes. This is very beneficial to us. For example, buying and selling stocks can only be bought and sold by shareholders. I think companies can also participate in it. They have difficulties If they do, they can mortgage these securities or sell them, and they can get some pretty good money. In this case, this is very beneficial to our enterprise, and it is beneficial to our enterprise. Why should we stop ’ said the Minister of Economy.

"I think we should be like the people of Qin. We should set up a stock trading center," said the Minister of Economy.

"Qin State has a stock trading center, and their companies can sell their stocks to raise funds. In this way, their business development is very fast, and our company is currently in such a situation. I think, We should not see the dangers of stock trading, but should see its positive side, which can bring great profits to the enterprise and a lot of capital. Our enterprise lacks a lot of funds. If this continues It is very bad for us," the economy minister said.

"Now that we have found such a solution, why should we oppose it? Why should we do this? Now, what we have to do is to make such an opportunity." The Minister of Economy said.

"So, I suggest that we should set up a stock trading center." The Minister of Economy suggested.Hearing this, the bosses of those hotels who acted as transaction brokers were a little bit overwhelmed.They originally planned to rely on commissions to maintain their hotel operations, but now they suddenly become national. If they set up a stock trading center, their business will become illegal. What is the result of being illegal? They simply cannot do such a business up.This is the last thing they want to see happen.

"Oh." A boss sighed.He already had such a premonition when he came.He didn't expect that his premonition turned out to be true. Now, they are in an unfavorable position.But Li Mu saw this.

2086 stock brokerage firms

"The country can establish a stock trading center." Li Mu said.

"However, the state of Qin did not harm the interests of everyone." Li Mu went on to say☆Mu saw the benefits of the stock exchange center. You can set up a stock trading center in your own country, and the problem of listing will be solved.

In addition, if it is listed and traded, a large amount of taxes and fees will be generated, and most of the previous method of hotel trading stocks was taken away by the hotel.without taxing the state.In this way, all the interests have become the interests of businessmen, but the country's taxation has no benefits. This may be an important reason why the Minister of Economics suggested this.

"The Qin people set up such a stock brokerage company. I think you can also learn from the Qin people. After all, it is better to run a formal one." Li Mu continued.

"In this way, you still have a fixed source of customers and a fixed trading partner. After you become a stock brokerage company, you will then unify to the stock trading center established by the state to trade stocks. Part of it will be generated, and the state will charge persuasion fees. The other part , you can collect it yourself and maintain your operation, so that there will be a large number of participants and it will be very formal, I think this will be very beneficial to everyone. What do you think?" Li Mu suggested at this time.

"This." The owners of other hotels look at me and I look at you. They think that if they do this, although they will lose certain transaction partners, if these people gather together, the transaction costs will be objective, and It is a stock trading center established by the country, which has a strong national meaning, so their business will be much easier.After all, this is something the government encourages.

At the same time, their affairs are much more formal.In Zhao State, financial transactions, especially stock transactions, are still regarded as a gambling game. There are not many regular people involved, and there is no uniform standard for the fees charged. The passenger flow is very unstable, but After becoming official, these things have become a reality, and they have become extremely stable. For Zhao Guo, this is what they have to do.

"Okay. We agree. In this way, we can do bigger business." A person in charge of the hotel said.In his opinion, this is a good way to expand business. Stock brokers are not just doing business as buyers. If they underwrite the shares of those large enterprises, such as iron factories, this is a huge business opportunity for them. .Why didn't they seize such a business opportunity.

"En." Li Mu nodded.