Page 1913
Page 1913
"This is too dangerous." Meng Yi said worriedly.
"Yes, it's too dangerous. Moreover, many banks are doing this, and they haven't stopped doing it now." Shang Wen said.
"Wenyang Bank is expanding very fast. It is estimated that they will go deep into other countries in the next step, and some other banks are also secretly negotiating their lending matters, and they may target further afield." Shang Wen said .
"If things go on like this, the Reserve Board of the Federal Reserve Bank must be under tremendous pressure in the end. They will attack Qin from another angle. The Qin Congress will enter the financial crisis again. This is not good news for Qin." Shang Wen said.
Meng Yi understood Shang Wen's thoughts. He knew that the current committee was under tremendous pressure, and at the same time, there would be great risks. This was not good news for Qin.
"It seems that Qin State must encourage the establishment of more consortiums, let them make investments, and let them settle these stocks. In addition, we also ask these places, no matter what method they use, to sell these stocks and get back part of the funds. Let them solve it if they can." Shang Wen said.
"So, how to solve this?" Meng Yi asked.
"At present, such a loan from Qin State can be said to be a kind of crazy blind expansion, lack of investment in the boiling system, we need to standardize them, first, we need to reduce the scope or scale of loans." Shang Wen said .
"This will force them to explore other modes, and another mode is investment." Shang Wen said.
"The Qin State will encourage them to build more investment banks and let them enter the investment fields of other countries. We must actively create such an environment. For example, open the capital markets of Yan State, Qi State, and Wei State. "Shang Wen said.
"What I mean is to make the fixed assets of these countries liquid and mortgageable shares, and then use these shares as a basis for investment to attract investment." Shang Wen said.
"In this way, there will be a lot of investment funds. And we will have a new development direction." Shang Wen continued.
"However, these are not enough. What we have to do is to establish the capital markets of various countries, because it is difficult to achieve great achievements in holding these stocks. They need to be circulated. If they are not circulated, it will cause great harm to our investment banks. If such a threat is uncontrollable, it will be a disaster for Qin." Shang Wen said.
"Well. If we do this, it will have a great impact on our bank. After all, our bank has not adapted to this method." Meng Yi said worriedly.
"These are not what we have to worry about, but what they should do." Shang Wen said.
“Investment banks inherently have some risk. And. Investment banks can say, put a lot of stock in their hands and not let our Federal Reserve handle it, and we’re going to deal with the banks that have a lot of stock The shares, not their shares, think about it, this is equivalent to a huge reservoir, they keep pledging their shares to us to get Renjin, more and more shares, less and less liquidity, finally, Once the dam breaks, what are the consequences?" Shang Wen asked.
"I don't need to say the result, you all understand that now our Federal Reserve Board is in such a situation, we have released a large amount of funds too much, and the share of stocks is increasing, increasing, and increasing It's scary, and when we noticed, he had accumulated quite a lot of pressure, if we don't let it out at this time, what will happen?" Shang Wen said.
"So, the first step at the moment, we can't fill this dam with water anymore. Otherwise, the pressure is too great, and we have to let them handle it themselves, which is why investment banks exist. At the same time, we have to wait until they finish handling After the risky shares, we then hand over the shares in our hands to them to deal with, so that our risk will be gone. If they are piled up, the risk will be higher." Shang Wen said.
"En." Meng Yi nodded and had to say.Shangwen's analysis got through Meng Yi.Meng Yi also thinks that Shang Wen's analysis is correct. Judging from the data, the Reserve Board of the Federal Bank of Qin does have a large number of shares. These shares cannot be circulated because they are not listed on the market. In this case, a lot of pressure will be formed. , the bank has obtained sufficient funds to loan out the house, and the shares will be mortgaged for a long period of time. If the repayment cannot be made after the time passes, the Federal Reserve Board will accept such a loss, because the time efficiency has passed.There is no way to gather more money to solve this problem, and the final pressure is put on the Federal Reserve Board in such a way.In this case, a big loophole will be formed.With such a loophole, commercial banks expanded wildly. Although some banks did not expand very well, there is no way. This is a loophole. Many banks have seized this point, even though the currency has dispersed.But other things have not been done well, which is really undeserved.
"The benefits of doing this are obvious." Meng Yi said.
"We can effectively prevent such risks. Spread the risks." Meng Yi continued.
"It's not just these, Zhao Guo wants to establish its own stock trading market, I think South Korea should do the same, or we can let them enter our trading market for speculation. Only in this way can those venture capital banks further control More risks are spread out. By selling stocks, I think that a wider stock trading market should be set up in a larger area to spread out these stocks. In this way, funds can be withdrawn. And how Operation, this is their business." Shang Wen said, waving his arms.It seems that this matter has already been done. Shang Wen also really thought so. If this is the case, the government will not have to bear a lot of responsibility.This is of great benefit to Qin.
"What we have to do is let them do it themselves, and the government doesn't interfere in such things," Shang Wen said.
"You know?" Shang Wen continued.
"Qin's financial services are still very low. Many securities brokerage companies are not doing well enough. There are also banks. They only target the lending market. Now, emerging countries are also building their own markets. Don't they want to use Do you want to compete in the same way?" Shang Wen clearly expressed his dissatisfaction with the current commercial competition behavior of Qin Guo Commercial Bank's inaction.
"They should innovate. Innovation, continuous innovation, only in this way can this country develop further." Shang Wen said.
"Investment banks have done it before, and we should let them put their main business on this." Shang Wen explained his intentions, and it is true. Investment banks are equivalent to a type of Federal Bank Reserve Board. They use mortgage shares Earn Renjin, and then sell the shares and convert them into your own funds, and return the capital in this way. Every link in this way is a huge profit.Moreover, the cycle is relatively short, and it can also be extended according to the specific situation.In this way, their profit cycle will become flexible. "Shang Wen said.
"All countries are establishing their own stock trading centers. In this way, we can solve the problem of the shares in our hands. Transfer risks. The benefits are obvious. This is also in line with our current capital export route." Shang Wen said.
"The Qin State stopped expanding eastward, which means that they have a relatively stable development period. During this period, all countries are working hard to develop. If they develop, they need various conditions. What Qin State owns is financial. Advantages, technological advantages, with such advantages, it is easy for Qin to develop. But it is not easy for other countries, because they lack everything. What we have to do is to invest these capitals. Solve their capital problems, let They have the ability to develop," Shang Wen said.
"Yeah." Meng Yi nodded.
"Let's discuss what to do in the next step." Meng Yi said.
"The king is already in a hurry. If we can't solve it well, I think the king will be in a hurry." Meng Yi said worriedly.
"Okay. Let's act." Shang Wen said.
And in Wenyang Bank.
"Chairman, I noticed a strange phenomenon." Xiao He said to Ying Yu at this time.
"What?" Ying Yu asked.
"Look. Most of our profits, micro-profits and losses appear in the loan business, while large-scale profitable projects appear in the investment field, such as this one." Xiao He said.
"In Zhao Guo, we invested in the Zhao Guo Railway Factory. We have a large number of shares in the railway construction section. We sold a part of the shares to Zhao Guo people through hotel sales. In this way, we made a lot of profits in this quarter. ".Xiao He said.
"Oh. Really?" Ying Yu couldn't believe it, but the information Xiao He handed her was written clearly.
"Zhao Guo now has its own stock market, and we can sell these stocks in this way. After all, we are investors and have a lot of freedom. Unlike those mortgaged shares, they cannot be moved for a period of time. In this case, our funds will be frozen and cannot be circulated. But if we invest, our funds can be circulated on a large scale. As long as we think there is value for investment, or we can make a profit within a certain period of time, we can solve the problem. This question." Xiao He said.
"Wait." Ying Yu waved his hand, and then carefully looked at the things explained in it.She suddenly felt that this was a direction of development.
"I think this is a direction of development." Xiao He said.
"I think so too." Ying Yu nodded and said.
"The flexibility of investment is very high. Moreover, the shares are ours, as long as they have a good development prospect, we can lend out on a large scale." Yingyu said.
"Instead of freezing a large amount of funds into fixed assets and freezing them in our vault. In this way, our cycle can be effectively controlled and used well. This is a good way. We should develop in this direction." Ying Yu said excitedly.
Text 2101 The role of landmines
"If you invest, you can get a lot of income stably." Ying Yu said.
"However, we need the support of the government, especially those stocks that can be sold. If there is no such condition, it will be very dangerous to us." Ying Yu said worriedly.Regarding Xiao He's method, she knew that Xiao He's idea was correct and very good.And it's very attractive.
"Well, it seems that we need a huge treaty from the government to complete it." Xiao He said.
"Well. I'll think of a way." Ying Yu said.
"Chairman, among us Federal Bank Reserve Committee, can we participate in the cabinet, or discuss matters in the king's hall?" Xiao He asked.
"That's right. We can participate in such a meeting in the name of the Federal Reserve Board. Through such a meeting, I think we can achieve what we want. Let me think about it." Ying Yu said.
"Maybe, we can really do it." Ying Yu said with a smile.She knew that was the only way to get them to represent the bank's interests at the meeting.
The Qin State Bank was originally not eligible to participate in the discussions in the main hall organized by the King of Qin.Because they represent the interests of merchants, and the unity of merchants' interests is conveyed from the Qin State Council.Therefore, she was not eligible to participate before the hall meeting, but this time, she believed that such an opportunity could be won.Immediately Ying Yu got busy.
The Prince's Mansion of Yan State.
"Prince, our border has been severely attacked by Goguryeo, and many border posts have been destroyed." The Minister of Defense said worriedly.
"What?" Prince Dan asked nervously.
"Yes, Prince, our border has been attacked, and our military strength on the border is very weak. If this continues, then Goguryeo may further attack our Liaodong. This is really too much for us It's unacceptable," the defense minister said.
"Damn it." Prince Dan scolded.
"We can't even beat a tribe now." Prince Dan said angrily.
20demayo