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"mortgage?"
"Such as real estate, fixed assets or something?"
Chen Simian shook his head: "No."
"I'm sorry, it's difficult for us to provide you with such a large loan without collateral."
"Didn't you say that our hot pot Xi Shi is very famous?"
Chen Simian was a little embarrassed.
I have known for a long time that bank loans are not so easy to get.
Fortunately, I still believed what Xiaoyu said.
"Mr. Chen, I'm really sorry. There are bank rules for bank loans. Your hot pot Xishi is indeed well-known, but after all, it has not been established for a long time, and you have no fixed assets. If we look at your scale, we can at most I will give you hundreds of thousands of credit loans."
"What's the use of hundreds of thousands."
"Mr. Chen, it is precisely because you are the person in charge of Hot Pot Xishi that we have hundreds of thousands of credit loans. Otherwise, ordinary people can only have credit loans of up to 2 yuan."
"Forget it, no need."
Chen Simian didn't want to talk anymore, he was going to leave.
"Mr. Chen, are you the legal person of Huanyu Technology?"
Seeing another information displayed on the computer suddenly, the credit officer of ICBC asked.
"Uh……"
Chen Simian was a little puzzled, but still said, "Yes."
At that time, Universal Technology used Chen Simian's ID card at the beginning of its establishment, so Chen Simian was also the legal person of Universal Technology.
"Mr. Chen, you are so humble, why didn't you say that you are the legal person of Universal Technology."
"This, this, I mainly borrow money for hot pot Xishi."
"It's okay, the amount of 1000 million is not a big deal, it doesn't matter which company you borrow from."
"Didn't you just say that 1000 million is a lot?"
"Mr. Chen, don't laugh at me, I was wrong, can't I be wrong?"
The ICBC credit officer kept apologizing to Chen Simian: "Well, Mr. Chen, isn't your loan of 1000 million too small?"
"Ten million is a bit small."
Chen Simian has also done some research these days. If he wants to get these channels down, he will have to invest more than 2000 million in the initial stage.But this was just the beginning, Chen Simian didn't have the guts, so he took a loan of 1000 million according to what Chen Yu said.
"Right, I said 1000 million is too little, why don't you revise it and borrow 1 million."
"1 billion?"
Chen Simian was dumbfounded: "I'm just kidding."
"how come."
The ICBC credit officer looked serious.
"You really loaned me 1 million yuan?"
"Is this still fake?"
"Aren't you afraid that I'll run away with money?"
"Look at what Mr. Chen said, you can run, but you Huanyu Technology can't."
"But Huanyu Technology doesn't seem to be worth 1 million."
Although Chen Simian knew that the Huanyu Technology developed by his son was very powerful, but very powerful is very powerful, and 1 million is too scary.Moreover, the company opened by my son has not seen any products, and I don't know if it is worth 1 million.
Anyway, Chen Simian never knew what kind of business his son was engaged in. He only knew that there were hundreds of employees.
"Don't, don't, don't... I don't want to borrow 1 million. If I really want to borrow 1 million, you can't ask me to mortgage 100% of Huanyu Technology's equity to you."
Although Chen Simian is the legal person of Huanyu Technology in honor, it belongs to his son, so he can't do anything about it.
If the hot pot Xishi loses money and hurts his son's company, it will be too bad.
"Mr. Chen is joking again. The current market value of your Huanyu Technology is at least 300 billion. If you borrow 1 million, you only need to mortgage 1% of the equity to us."
"What?"
Chen Simian was dumbfounded: "You said Universal Technology is worth 300 billion?"
"I'm sorry, I'm sorry, what I'm saying is that at least, some experts estimate the value at 400 billion. However, we will make a comprehensive assessment of the specific amount, and we will definitely not underestimate you."
"Well, let's stop here today, I'll go back to the company first."
"Mr. Chen, don't leave. If you have something to discuss, I will invite our manager to come and talk with you in detail. What do you think?"
"Don't go, it's fine if you don't pledge your equity. How about we give you a personal guaranteed credit loan of 1000 million?"
However, at this moment, Chen Simian left ICBC with the information.
As for the reason, he had to go back and calm down.
More than 300 billion.
400 billion...
Is this really the company run by your son?
……
"Son, Dad asked you something."
"Dad, tell me."
"How much is your Universal Technology worth?"
"Well, I don't know."
Chen Yu shook his head.
Huanyu Technology is not currently listed, and he does not know how much it is worth.
"Why don't you know? How can I hear that your company is worth a lot of money?"
"Who said that?"
"People from ICBC."
"Dad, have you taken out a loan?"
"Well, I asked about it today. I said I had a loan of 1000 million, but they didn't give me a loan at first. Then they checked the information and found that I was a legal person of Huanyu Technology. They changed their minds and said they would give me a loan of 1 million. [-] million."
"Since you can get a loan, it's good to be brave."
"Xiaoyu, do you have something to bully me?"
"Dad, I have something to do to you."
"Then tell me how much your Universal Technology is worth?"
"This is..."
Chen Yu had a headache: "I really don't know the details, but some experts have given a valuation, about 400 billion."
"Three to 400 billion, my God... it turned out to be true."
Chen Simian was completely dumbfounded.
He did not expect that his son turned out to be a billionaire.
No, no, no... still a billionaire.
"Dad, Dad... what's wrong with you?"
"No, nothing."
It took a while for Chen Simian to wake up from the shock: "Son, tell me, do I still need a loan?"
"Loan, why not?"
"But son, you already have tens of billions of identities, why should I make money?"
"It's not about making money, it's not your business."
"Hey...it seems to be right."
Chen Simian scratched his head: "Do this first, Dad is dead."
There were still some things that he didn't think clearly, so Chen Simian hung up the phone.
"Oh, Dad..."
Chen Yu smiled.
This news is indeed a bit shocking.
But Chen Yu believed that Dad would accept it soon.
……
"Chen Yu, what is the model of your hot pot restaurant?"
"Aren't you stealing your teacher these days, why didn't you see it?"
"Did not see it."
Yang Bin shook his head: "At first I thought it was service, but later I found out that it wasn't service. But the problem is that all the customers who come to the store give us the highest evaluation of service."
"You should continue to study."
Chen Yu didn't answer directly, and clicked on the YY music player to listen to music and relax.
Recently, YY music player has added the setting of proofreaders, and YY music player has exploded all of a sudden.
All kinds of karaoke-style accurate lyrics have become a highlight of YY music player.
Hottest song of the week.
Chen Yu chose the hottest song of the week for audition.
【I heard your voice, I have a special feeling...】
Closing his eyes, Chen Yu felt the exhaustion all over his body was swept away while listening to the song.
"Chen Yu, what's the name of your song?"
"Which song?"
"Is this the one now?"
"Mice love rice."
Chen Yu blurted out.
After finishing speaking, Chen Yu was also taken aback: "Mice love rice?"
Isn't this the most popular Internet Divine Comedy in the previous life?
Opening his eyes, Chen Yu understood what was going on when he saw "Mouse Loves Rice" appearing on YY Music Original Channel.
Chapter 304: Internet Cafe Payment System
"This song is going to be a hit."
If you want to say that the most popular Divine Comedy among the Internet songs in the previous life, it must first be "Mouse Loves Rice".
Although this song is relatively simple, it became popular all over the country for a while under the spread of the Internet.
While the song "Mouse Loves Rice" became popular, the creator of the song, Yang Chengang, was also very popular.However, it seems that the copyright of this song is in dispute.Chen Yu took a look. The creator of this song is Yang Chengang, who also sang it originally.But what everyone remembers is not Yang Chengang's version, but Wang Qiwen's cover version.
It is said that because of this relationship in the previous life, the two even fought a lawsuit.
But Chen Yu can't control whether the copyright of the two is not. What he is most excited about now is that this song appeared at the right time.
"Zhenyi, there's a song I want to pay attention to."
After a phone call, Chen Yu called Xie Zhenyi.
"Mr. Chen, you mean mice love rice?"
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