Datang romantic little landlord

Page 345

The noise outside the gate of Ren's house has already attracted the neighbors from all around to come out to see what happened.

"Miss Lu, what's wrong with this Ren's family? Why is it so noisy?"

"Hey, isn't shopkeeper Ren unlucky? His shop ran out of water a few days ago, and the goods were burned. No, the owner of the goods and the creditor came to ask for the debt."

"Treasurer Ren is really unlucky. What a nice person. He has never blushed with anyone. He does business honestly. Why did he suffer from such an innocent disaster?"

"Treasurer Ren's craftsmanship of making saddle bridles is a good skill passed down from his ancestors. Even the nobles in Chang'an City find shopkeeper Ren to customize saddle bridles. This business is not small. Even if the shop is burned, it will not Have you been dunked?" A neighbor who knew the Ren family asked in puzzlement.

The treasurer Ren who was dun for debts ran a saddle and bridle shop in Chang'an West City, specializing in making saddles, bridles and other utensils.Because of the excellent workmanship, the business has always been good.

A neighbor who knew about the matter explained: "I heard that a few days ago, a nobleman ordered a pair of saddles from shopkeeper Ren, requesting that it be made of high-quality cowhide and wood, and inlaid with gold jewelry on the saddle. After the shopkeeper Ren received the fixed money, he spent a lot of money to buy a batch of valuable wood and calfskin, and owed a lot of gold accessories and jewelry on credit. As a result, it was all burned down in a fire. No, the saddle could not be delivered, Others have come to collect the gold and jewelry owed on credit."

The neighbors shook their heads and sighed, thinking that the shopkeeper was really unlucky.

Someone asked in puzzlement, "Who are those wearing mourning?"

"It's the family of the clerk in the store. They think that the shopkeeper Ren gave too little money for burning and burial, so they come to make a lot of noise. The shopkeeper Ren is really wronged. The Marquis Wu of the West Market has said that it is the night watchman in the store. Accidentally knocked over the oil lamp, and then the water went out, and the guy was burned to death. Ordinarily, it would be good if the shopkeeper didn’t ask his family for compensation, and he also gave ten strings of money for burning and burying, which can be regarded as benevolence. But the guy’s family If you think the money is low, you will cry to him and ask for compensation."

"Hey, that family is also embarrassed? They burned all the goods of the boss, and they have to pay for it? Shameless!"

"Who says it's not, hey, it's really going downhill."

"Buddha, I hope Shopkeeper Ren's family can get through this calamity safely."

Neighbors were talking about it, and when there was noise and smashing of the door outside, the inside of Ren's mansion was also gloomy and closed, with a miserable look.

"Miss, you should take Xiao Lang back to your mother's house for a while. The husband has his own way of dealing with family matters."

"Husband, what else can you do now? The family owes almost five hundred copper coins. Unless the house is sold, what will you do to pay back the money?" Mrs. Ren wiped her tears and cried.

"No, the house cannot be sold. It is an ancestral property. How can it be sold? How can a husband be that unworthy descendant and shame the ancestors?"

"Then what else can you do? Those people outside are noisy every day, and even the family of the shop assistant asks for fifty copper coins. It's really shameless!"

"Okay, let's just say a few words, you can't come back to life after death, forget it. If you have the craft of making saddles and bridles for your husband, can you still starve to death? Hey, it really doesn't work. I'll ask the master of Ximing Temple to borrow incense. Kitchen money."

Manager Ren's words caused his wife to get up abruptly, and grabbed his robe tightly: "Sir, you must not borrow incense to save money for the kitchen. Those monks eat people and don't spit out their bones."

"My lady, what can I do if I don't borrow the Xiangji Kitchen? I went to the Chang'an county government to ask, and the company's money is not so easy to borrow. Hey, you don't need to say more. My husband knows it well. Although the Xiangji Kitchen The interest is very high, but as long as we overcome this difficulty and rebuild the store, my husband will definitely be able to return to Soup Kitchen.”

"But……"

362 Soup Kitchen

The incense product kitchen mentioned by the Ren family couple refers to the temple loan.

The Xiangji Kitchen is also the kitchen in the temple, and it has close contacts with the people. Over time, the Xiangji Kitchen has become the name of the temple's loan sharks among the people.

Don't look at it as a temple lending money, but the interest is not low at all. It is good to borrow food, and the interest is 50%.

However, when borrowing copper coins, the interest rate is 10% per month, and the interest for one year is 120% of the principal.

That is to say, if the temple borrows [-] guan from the incense product kitchen, it needs to return [-] guan copper coins as interest every month, and return the principal of [-] guan after one year.

Soup Kitchen, which has an annual interest rate as high as 120%, has made many borrowers unable to repay and go bankrupt.

Now that the Ren family owes five hundred guan in foreign debt, if they want to rebuild the saddle and bridle shop, they need at least one or two hundred copper coins.In other words, if the Ren family wants to get through this difficulty, they can't do it with less than seven hundred copper coins.

The Ren family has experience in saddle and bridle shops for several generations, and they are also small assets.

In addition to real estate and shops, there are still thousands of copper coins at home, which is equivalent to millions of dollars in future generations.

Originally, even if the store ran out of water, it would not hurt the muscles and bones, and was forced to borrow money to borrow Xiangji Kitchen.

However, the shopkeeper Ren, who has always been cautious, couldn't help the persuasion of his friends a few days ago, and was attracted by dozens of times the profit.Most of the assets in the family were invested in the caravan of friends.

He spent a lot of money to purchase cooked cotton silk, and entrusted a friend's caravan to transport it to the Western Regions.

A piece of cooked cotton silk from the Tang Dynasty is worth [-] yuan.

Most of the Silk Road was barter. A piece of silk was transported to the countries of the Western Regions, and it could be exchanged for two stunning orchids, or a Western BMW.

Whether it is a stunning orchid or a BMW, after being transported back to Chang'an City, they can be sold for a high price of no less than fifty copper coins.Stimulated by tens of times of profits, shopkeeper Ren directly purchased more than 200 bolts of silk and entrusted a friend caravan to sell them.

If all goes well, the two hundred pieces of silk can turn into more than 400 horses in a year, and the Ren family can earn no less than [-] guan after excluding the profits and expenses shared with friends.

Marx said in "Das Kapital": "With a 50% profit, capital will take risks; for a 100% profit, capital will dare to trample on all human laws; with a 300% profit, capital will dare to commit any crime, even risking death." danger to the head."

Although shopkeeper Ren didn't dare to trample on the law, he also took risks because of the high profits and invested all his family's savings in it.

The friend's caravan set off on time, but even if everything went well, the date of its return would be at least a year away.

However, an unexpected fire forced shopkeeper Ren to a dead end.

In the Ren family, Mrs. Ren was crying. She couldn't figure out how such a good house could become like this.

Shopkeeper Ren sighed: "Hey, I can hide past the first day of the new year but not the fifteenth day. This is not the way. Today I will go to Ximing Temple to pay off the debt first and then talk about other things."

"Husband, is there really no other way?"

Shopkeeper Ren smiled wryly: "Could it be possible for the world to drop copper coins? Hey, it's all because of my husband's temporary greed, and he invested all his savings in the caravan."

Mrs. Ren wiped her tears, and suddenly remembered something, and hurried back to the back house to take out a piece of paper.

"Husband, my concubine also bought a lottery ticket that the Huxian son played a few days ago. If I win the lottery, wouldn't I be rich? 200 taels of gold!"

The bitterness on Shopkeeper Ren's face was even worse: "Lady, you don't know how to calculate, and you don't understand the mysteries of this lottery. My husband once did a rough calculation. Although he didn't calculate the probability of winning the lottery, he knew that it was really a good idea to count on the lottery to win." Daydreaming."

"I don't know the odds, but after all, you only need to guess seven numbers to win the lottery, right? Maybe I won the lottery when I bought this lottery ticket? Husband, I heard that a few days ago, the sage was at the Vermilion Bird Gate Come on, the winning number has already been drawn. Because of an accident at home, I have never looked at the winning number. Why don't you go and see, my husband, what if you really win the lottery?"

"Hey, lady, you are really in a hurry to go to the doctor. Don't mess around, I won't tell you more for my husband, I will go and pay off the creditors outside the door, and then go to Ximing Temple to borrow money."

Shopkeeper Ren turned to leave, but Mrs. Ren stuffed the lottery ticket into his hand.

"Husband, you can go and have a look, what if you win the lottery?"

Shopkeeper Ren shook his head and smiled wryly, unable to hold back his wife, he could only put the lottery ticket into his sleeve indiscriminately, turned around and walked out of the gate.

As soon as he opened the door, the shopkeeper Ren was surrounded by people outside the door, clamoring for him to pay back the money.

"Shopkeeper Lin, shopkeeper Ma, I'm going to Ximing Temple to borrow Xiangji Kitchen. Tomorrow, tomorrow I will definitely repay the debt, okay? We have also been partners for many years. How about you give me a face and give me a day?"

Shopkeeper Ren bowed again and again, but his words made several shopkeepers around him hesitate for a moment.

"Shopkeeper Ren, it's not that I waited to force you, it's that I waited for a small business, and I couldn't afford to default. Hey, since you have said so, then tomorrow, tomorrow I will come again, you must not avoid it." not see."

"Yes, yes, don't worry, everyone. I will borrow Xiangji Kitchen today, and I will definitely pay off the debt tomorrow. I have been running a saddle and bridle shop in Chang'an City for many years. When have you ever seen me not being trustworthy?"